Chqbook for Small Businesses

Download the Chqbook app & Make your Small Business BIG!

100% Free, Safe & Secure, Made in India 🇮🇳 with❤️

Chqbook is India's first Neobank for small business owners like Kiranas, Merchants, Chemists & all others proprietorship businesses. Since its launch in September 2020, Chqbook's Mobile App has been downloaded by over 15 lakh customers across 500 cities in India. Chqbook offers tailor-made financial products and services to small business owners.

*Banking - Current Account*

• India’s 1st Instant Zero Balance Current A/c

• Instant Fund Transfers at Zero Fee

• Available in Hindi, English, Hinglish, Kannada, Telugu, Marathi & Bengali

• Download Account statement in One-Click on mobile

• Earn Rewards on daily transactions.

Safety & Security of India's Private Sector Banks

*Business Loans*

• Apply for business loans at best rates

• Fast process & Speedy disbursal system

• Earn rewards on loan disbursal

Please note that “Chqbook” is the brand name of the application launched by Nineroot Technologies Private Limited. Chqbook is our developer name.

Customers applying for Loan should note that:

Loans have a repayment tenure ranging from 1 to 5 years. Depending on individual’s profile & the lender, the APR of a loan may vary from 17% - 32%

For example, on a business loan of ₹ 3.5 lakh @ interest rate of 30% & repayment tenure of 2 years, the EMI will be ₹19570/-. Total payout here would be:

• Principal Amount: ₹350000/-

• Interest (@30%): ₹119665/-

• Processing Fees (@2%): ₹7000/-

• Documentation charges + GST (0.3%+GST): ₹1239/-

• Other charges(0.2%+ GST) : ₹826/-

• Total cost of the loan: ₹478730/-

We are not directly engaged in money lending activities and are only providing a platform to facilitate money-lending by registered Non-Banking Financial Companies (“NBFCs”) or banks to users.

• The list of the partner Non-Banking Financial Companies (“NBFCs”) are:

- Mamta Projects (P) Ltd

https://www.arthmate.com/helpTopic

- Niyogin Fintech Limited

https://docs.niyogin.com/wp-content/uploads/2022/01/list-of-lsps-and-dlas.pdf

- Lendingkart Finance Limited (Formerly Known As Aadri Infin Limited)

https://www.lendingkart.com/dsachannelpartner-xlr8/

- Neogrowth Credit Private Limited

https://cdn.flexiloans.com/epimoney/List%20of%20Sourcing%20Partner.pdf

- Flexi Loans Technologies Private Limited

https://www.neogrowth.in/partner-2/

• In case of change of payment mode or any delay or non-payment of EMIs, additional charges / penal charges may also be applicable. Depending on the lender, prepayment options may or may not be available & applicable charges for the same may vary

• Responsible Lending

Our policies and services are fully regulated and legally compliant. We are member of Fintech Association for Consumer Empowerment (FACE) https://faceofindia.org/index.html and IAMAI . We adhere to FACE code of conduct https://faceofindia.org/codeofconduct.html

• Grievance Redressal : Karanpreet Singh

• Address: 401 & 402, 4th Floor, Tower C Magnum Tower II, Golf Course Ext Rd, Sector 58, Gurugram, Haryana 122011

• Contact No: 9717945871

• Email: care@chqbook.com

*Insurance*

• Secure your car, bike, life, health, shop.

• No medicals. Instant Policy.

*Bill Payments*

• Pay electricity bill, water bill, Landline bills, Broadband, Insurance, School Fees, Fastag, etc.

• Get reminders, pay using UPI.

*Khata*

• Free Digital Khata to manage your customers, suppliers & orders

• Manage udhaari of your customers using Digital bahi khata

• Collect payments from customers by sending UPI payment links

*Rewards*

• Get offers from top brands across entertainment, health, lifestyle, food & travel

Read Chqbook Privacy Policy here https://www.chqbook.com/privacy/